Do we allow our children to jump in a deep pool before they learn to swim? Or drive a car before they get a license? Then why do many of us let them spend before they understand how money works?

 

Children are fast learners, and pick up habits even faster than we can imagine. They develop a sense of wants and lifestyle at a young age, but we often miss teaching them about savings, budgets, or investments, which can create an imbalance in their perception of money. In contrast, when they start developing good financial habits early, they are more likely to become financially responsible adults.

 

Financial literacy is not merely about being conversant with basic financial terms, but also about developing the skills and attitudes to make wise choices. We often underestimate the ability of our children in handling finances, but the results can be amazing when we make children responsible for managing even small amounts. Aren’t the children of vegetable vendors or shopkeepers, who handle money, and see where it comes from and goes, often savvier?

 

Financial literacy is a life skill that can go a long way in helping children throughout their lives. In the level 1 programme, children will learn about the concept and evolution of money, what it takes to manage their personal finances, basics of banking, and more. In the level 2 programme, participants will also gain insights into foreign exchange and different banking products.

 

The programme pedagogy incorporates “game & activity” based tools such as role-play, stories, field trip, movie, art & craft, and informational videos.

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